Legal Warning

Legal warning and information about the website conditions

In compliance with the duty of information established in Article 10 of Law 34/2002, July 11, on Services of the Information Society and Electronic Commerce, ANYO HEALTH SL, as the owner of the website WWW.PROTEGESALUD.COM, states the following:

  1. Informative data:

-Social denomination: ANYO HEALTH SL

-Tax Identification Code: B67816207

-Social residency: C/ SANTIAGO APOSTOL, 5 OFICINA SANITAS 28220 MAJADAHONDA

-E-mail: INFO@PROTEGESALUD.COM

-Registration date in the Commercial Registry:

This document establishes and regulates the terms of use, limitations of liability, and obligations that users of the website published under the domain name WWW.PROTEGESALUD.COM assume and agree to comply with. Under no circumstances does the acceptance of this legal notice imply the existence of a contractual relationship between the USER and the WEBSITE OWNER, nor does it affect any existing relationships that may have been established previously. With regard to the proper use of the website, all content shall be subject to the rights, obligations, and responsibilities set forth by applicable legislation in force at any given time, as well as those detailed in this legal notice.

  1. Definitions
  • “Page”: domain WWW.PROTEGESALUD.COM, which is made available to Internet users.
  • User: any natural or legal person who browses or uses the Website.
  • Content: refers to the web pages comprising the full domain WWW.PROTEGESALUD.COM, which together constitute the information and services that ANYO HEALTH SL makes available to Internet users. The Content includes, but is not limited to, messages, texts, photographs, graphics, icons, logos, technology, links, textures, drawings, sound and/or image files, recordings, software, appearance, graphic design, source code, and, in general, any type of material contained on the Website.
  • Website: a technical term that describes the system of accessing information via the Internet, consisting of pages created using HTML language or similar, along with programming mechanisms such as Java, JavaScript, PHP, or others. These pages are designed and published under an Internet domain name and represent the information that the owner makes available to Internet users.
  • Hyperlink: a technique by which a User can navigate through different pages of the Website or across the Internet by simply clicking on text, an icon, button, or indicator that contains the link.
  • Cookies: a technical method used for tracking and monitoring navigation on websites. These are small text files written to the User’s computer. This method has implications for privacy, which is why ANYO HEALTH SL will provide timely and reliable notice of their use when they are implemented on the Website.
  1. Users / Terms of Use

Access to and/or use of this website owned by ANYO HEALTH SL confers the status of USER, who, by accessing and/or using it, accepts without reservation each and every clause and general condition included in this Legal Notice.

If the User does not agree with the terms and conditions of use set forth in this Legal Notice, they must refrain from using the Website.

  1. Website use

ANYO HEALTH SL gives access to articles, information, and data (in advance “THE CONTENT”), it’s ANYO HEALTH’s property. THE USER assumes the website responsibility.

Some pages of the ANYO HEALTH SL website may allow user interaction through comments. Users are permitted to submit text via the designated form by clicking the corresponding link. By submitting content, THE USER agrees and commits to making appropriate and responsible use of the materials and services that ANYO HEALTH SL makes available through its website and to use them solely for their intended purpose.

  1. To engage in illicit, illegal activities or those contrary to good faith and public order.
  2. To disseminate content or propaganda of a racist, xenophobic, pornographic-illegal nature, or that promotes terrorism or violates human rights.
  3. To cause damage to the physical or logical systems of ANYO HEALTH SL, its suppliers, or third parties; or to introduce or spread computer viruses or any other physical or logical systems that could cause the aforementioned damages.
  4. To attempt to access and, if applicable, use the email accounts of other users, as well as to modify or manipulate their messages.
  5. In short, to respect the applicable legislation, generally accepted moral standards and good customs, public order, and these general conditions of access and use.

To that effect, THE USER is mandatory and compromises not to use whichever of the Content with purposes or effects prohibited in the Legal Warning or through the current legislation, that may infringe upon the rights and interests of third parties, or that in any way may damage, disable, overload, deteriorate, or impede the normal use of the Contents, computer systems, or documents, files, and all types of content stored on any computer equipment owned or contracted by ANYO HEALTH SL, other Users, or any Internet user (including both hardware and software).

The USER agrees and undertakes not to transmit, distribute, or make available to third parties any kind of material contained on the Website, including but not limited to: information, texts, data, content, messages, graphics, images, sound files, photographs, recordings, software, logos, trademarks, icons, technology, links, graphic design, source code, or any other material to which they may have access in their capacity as a user of the Website.

To himself, with accordance with all of it, THE USER won’t:

  • Reproduce, copy, distribute, put on a distribution or any other form communicating in public, transforming or modifying the Contents, unless that the written authorization and it makes it explicit the ANYO HEALTH SL, which is the holder of the rights, or that everything is legally allowed.
  • Suppress, manipulate or any other form that alters the copyright. To delete, manipulate or in any way alter the copyright and other identifying data regarding the reservation of rights of ANYO HEALTH SL or its holders, as well as digital fingerprints and/or identifiers, or any other technical means established for their recognition.
  • The User must refrain from obtaining, or even attempting to obtain, the Contents by means or procedures other than those which, as appropriate, have been made available for this purpose or have been indicated for this purpose on the web pages where the Contents are located, or, in general, those normally used on the Internet for this purpose, provided that they do not entail a risk of damage to or disablement of the Website and/or the Contents.
  1. Privacy politics. Data protection

ANYO HEALTH SL is aware of the importance of data protection and the privacy of the USER. For this reason, it has implemented a data processing policy aimed at providing maximum security in the collection and use of personal data, ensuring compliance with current regulations on the matter. This policy is one of the core pillars of the company’s strategic approach. Therefore, ANYO HEALTH SL strongly encourages the mandatory reading of its Privacy Policy: WWW.PROTEGESALUD.COM.

  1. Hyperlinks

As a service to our visitors, our website may include hyperlinks to other sites that are not operated or controlled by ANYO HEALTH SL. Therefore, ANYO HEALTH SL does not guarantee nor is responsible for the legality, reliability, usefulness, accuracy, or timeliness of the content of such websites or their privacy practices. Please, before providing your personal information to these third-party websites not affiliated with WWW.PROTEGESALUD.COM, keep in mind that their privacy practices may differ from ours.

Likewise, those who intend to establish hyperlinks between their website and ours (WWW.PROTEGESALUD.COM) must observe and comply with the following conditions:

  • Prior authorization is not required when the hyperlink only provides access to the homepage, without reproducing it in any form. Any other form of hyperlink will require the express and unequivocal written authorization of ANYO HEALTH SL.
  • “Frames” or “iframes” shall not be created with the web pages of ANYO HEALTH SL or over them.
  • False, inaccurate, or offensive statements or indications shall not be made about ANYO HEALTH SL, its directors, employees, collaborators, or associated individuals, nor about the users of the site or the content provided.
  • It shall not be declared or implied that ANYO HEALTH SL has authorized the hyperlink or that it has supervised or endorsed the content made available on the website where the hyperlink is established.
  • The website where the hyperlink is established shall only contain what is strictly necessary to identify the destination of the hyperlink.
  • The website on which the hyperlink is placed shall not contain any illegal information or content, contrary to morals and generally accepted good customs and public order, nor content contrary to any third-party rights.
  1. Legal Notice Modifications

In order to improve the website’s performance, ANYO HEALTH SL reserves the right to make changes and updates at any time and without prior notice to the information contained on the website, its configuration and design, and this legal notice, as well as any particular conditions. When such conditions affect the USER, they will be duly informed and may choose not to accept them, in which case the existing conditions at the time will apply until the contractual relationship with the website owner ends. Acceptance of the legal notice does not imply the establishment of any commercial relationship, except for the rights, duties, and obligations derived from the proper use of this website according to current legislation. All updates and/or modifications will be communicated upon access to the website so that any USER can be aware of them.

  1. Intellectual and Industrial Property

ANYO HEALTH SL is the holder of all intellectual and industrial property rights to its website and to the elements contained therein (including but not limited to images, audio, video, software, or texts; trademarks or logos, color combinations, structure and design, selection of used materials, computer programs necessary for its operation, access, and use), whether owned by ANYO HEALTH SL or its licensors. All rights reserved.

Any unauthorized use previously by ANYO HEALTH SL will be considered a serious breach of the intellectual or industrial property rights of the author.

The USER agrees to respect the Intellectual and Industrial Property rights owned by ANYO HEALTH SL. They may view the website elements and even print, copy, and store them on the hard drive of their computer or on any other physical medium provided it is solely and exclusively for their personal and private use. The USER must refrain from deleting, altering, evading, or manipulating any protection device or security system installed on the pages of ANYO HEALTH SL.

All trademarks, trade names, or distinctive signs of any kind that appear on the website are the property of ANYO HEALTH SL or third parties who have authorized their use, and it shall not be understood that the use or access to the Portal and/or its contents grants the User any rights over such trademarks, trade names, and/or distinctive signs, nor shall it be understood that any exploitation rights existing or that may exist over such content have been transferred to the User.

Likewise, the contents are the intellectual property of ANYO HEALTH SL or third parties, and as such, the Intellectual Property rights belong to ANYO HEALTH SL or third parties who have authorized their use, who have the exclusive right to exploit them in any form, especially the rights of reproduction, distribution, public communication, and transformation. The reproduction, distribution, and public communication, including the method of making them available, of all or part of the contents of this website for commercial purposes, in any medium and by any technical means, are expressly prohibited without the authorization of ANYO HEALTH SL.

Unauthorized use of the information contained on this website, as well as the infringement of the Intellectual or Industrial Property rights of ANYO HEALTH SL or third parties included on the Page who have provided content, will give rise to the legally established responsibilities.

  1. Cookies

Cookies are the technical means for “traceability” and tracking of browsing on websites. These are small text files written to the user’s computer. This method has implications for privacy, which is why ANYO HEALTH SL informs that it may use cookies to compile usage statistics for the website and to identify the User’s PC, allowing recognition on future visits. In any case, the user can configure their browser to prevent the use of cookies during their visits to the website.

ANYO HEALTH SL is aware of the importance of data protection and the privacy of the USER and therefore insists on the reading of the Cookie Policy available on our website WWW.PROTEGESALUD.COM.

  1. Website Availability

ANYO HEALTH SL does not guarantee the absence of interruptions or errors in accessing the Page, its content, or that it is up to date, although it will make its best efforts to avoid, correct, or update them as necessary. Consequently, ANYO HEALTH SL is not liable for any damages of any kind caused to the USER due to failures or disconnections in the telecommunications networks that result in the suspension, cancellation, or interruption of the Portal service during its provision or beforehand.

ANYO HEALTH SL excludes, with the exceptions provided by current legislation, any liability for damages of any kind that may be due to the lack of availability, continuity, or quality of the Page’s operation and content, or the failure to meet the usefulness expectations that users may have attributed to the Page and its content.

The function of the hyperlinks that appear on this website is solely to inform the user of the existence of other websites containing information on the subject. These hyperlinks do not constitute any suggestion or recommendation.

ANYO HEALTH SL is also not responsible for any security errors that may occur, or for any damage that may be caused to the user’s computer system (hardware and software), or to files or documents stored therein, as a result of:

  • The presence of a virus in the user’s computer used to connect to the website’s services and content,
  • A malfunction of the browser or the use of non-updated versions thereof.

ANYO HEALTH SL is not responsible for the content of those linked websites, their functioning or usefulness, or the result of such links, nor does it guarantee the absence of viruses or other elements in them that may cause alterations in the user’s computer system (hardware and software), documents, or files, excluding any responsibility for damages of any kind caused to the user for this reason.

Accessing the Page does not imply the obligation of ANYO HEALTH SL to control the absence of viruses, worms, or any other harmful computer element. It is the responsibility of the User, in any case, to have adequate tools for the detection and disinfection of harmful computer programs. Therefore, ANYO HEALTH SL is not responsible for any possible security errors that may occur during the service of the Page or for any damage that may be caused to the user’s or third parties’ computer systems (hardware and software), files, or documents stored therein, as a result of the presence of viruses in the user’s computer used to connect to the services and contents of the Web, malfunction of the browser, or the use of outdated versions thereof.

  1. Page Quality

Given the dynamic and changing nature of the information and services provided through the Page, ANYO HEALTH SL makes its best effort, but does not guarantee the complete truthfulness, accuracy, reliability, usefulness, and/or timeliness of the Content.

The information contained in the pages comprising this Portal is for informational, advisory, disseminative, and advertising purposes only. Under no circumstances do they offer or have a binding or contractual commitment.

ANYO HEALTH SL excludes all liability for decisions that the USER may make based on this information, as well as for possible typographical errors that the documents and graphics on the Page may contain. The information is subject to possible periodic changes without prior notice of its content for expansion, improvement, correction, or updating of the Content.

  1. Content Availability

The provision of the Page and its Content services is, in principle, indefinite in duration. However, ANYO HEALTH SL is authorized to terminate or suspend the provision of the Page service and/or any Content at any time. When reasonably possible, ANYO HEALTH SL will give prior notice of the termination or suspension of the Page.

Complaint forms are available upon request, which can be requested from the Data Controller through the means indicated in Section 1, or through the forms available at the Consumer Offices of your Autonomous Community.

  1. Jurisdiction

Any issues that arise regarding the interpretation, application, and enforcement of this Legal Notice, as well as any claims that may arise from its use, all parties involved submit to the applicable Spanish legislation to determine the competent jurisdiction in each specific case.

  1. Applicable Law

These conditions are governed by Spanish law.

All copyright rights are reserved by intellectual property laws and international treaties. Copying, reproduction, or dissemination, in whole or in part, by any means, is expressly prohibited.

«Euge Yefremenko, agente comercial de salud, asesora a un cliente en la oficina de Protege Salud»

Euge Yefremenko

Health Insurance Agent

Hi, I’m Eugenio, part of the sales team at ProtegeSalud. I love connecting with people, understanding their needs, and making sure they receive the best possible care. For me, being in sales isn’t just about offering a service, but about building relationships based on trust and closeness.

Beyond my work, technology and artificial intelligence are my big passions. I’m studying programming because I believe innovation is key to improving people’s lives, and I’m motivated by learning and applying that knowledge in everyday life.

Being the youngest on the team gives me a fresh and dynamic perspective. I like to stay up to date, explore new ideas, and find ways to make every experience with us more agile, clear, and efficient.

If you ever need help, I’m here to advise you and offer the best solution. I’ll be glad to meet you and support you with whatever you need!

«Laura Paniagua, responsable de clientes, revisa contratos junto a un asegurado satisfecho»

Laura Paniagua

Account Manager

Hi, I’m Laura, and I look after customer care—something I truly enjoy. I love talking to people, helping to solve any questions or concerns, and making sure your experience with us is as positive as possible.

I see myself as a cheerful and proactive person, and I think that makes a real difference in my role. I value every conversation, because behind each message or call there’s someone who deserves to be listened to and supported in the best way—especially when it’s about health.

Outside of work, I’m passionate about reading (romance novels are my weakness—I can never resist a good love story!), I enjoy cooking whenever I have the time, and traveling is something that always excites me.

So here I am, ready to help with anything you need. You’re always welcome, and I’ll be glad to assist you with a big smile.

«Karel Izquierdo, ejecutivo de cuentas, analiza resultados de pólizas con un cuadro de mando»

Karel Izquierdo

Account Executive

I’ve always believed that human relationships are the foundation of everything. Connecting with people, listening to their stories, and understanding what they truly need is something I’m passionate about and that’s part of my everyday life.

I consider myself a sociable and approachable person, someone who enjoys creating genuine and lasting bonds. For me, it’s not just about answering questions or handling procedures, but about making sure each person feels well cared for and reassured that they have someone they can trust.

I’m also motivated by continuous learning, because I believe there’s always something new to discover—whether through a conversation, an experience, or simply by looking at things from a different perspective. Adapting to each situation and finding solutions that truly make a difference is what drives me to give my best.

«Alek Yefremenko, director de Protege Salud, presenta la estrategia anual al equipo»

Alek Yefremenko

CEO of Protege Salud

Here’s Alek, director of Protege Salud. Since I was a child, nature, psychology, and self-care have been part of my life. I’ve always believed that health is not only physical but also emotional. Over the years, I’ve learned that well-being goes beyond a simple medical appointment: it’s about feeling heard, understood, and reassured that someone is there to support you.

I’ve always been driven by the desire to help others, especially when it comes to health, and I know from my own experience how important it is to feel accompanied and supported when you need it most.

I like to truly connect with people, without technicalities or unnecessary formalities. Everyone has their own story, their concerns, and their unique needs, and for me, nothing is more important than understanding them and finding the best way to help.

If there’s one thing I’m sure of, it’s that no one should ever feel alone when it comes to their health. And if at any point you need guidance or simply someone to talk to who will listen, I’m here.